AI-powered credit underwriting
Your next underwriting report is 12 seconds away.
Turn bank statements into underwriting intelligence — fraud and integrity checks, 15+ KPIs, revenue and expense mapping, loan position detection, spending behavior, and qualification scoring in one flow.
No credit card required - Free 14-day trial - Setup in minutes
Analysis Report
Meridian Bakehouse LLC
Chase Bank - Jan - Mar 2026
Qualified
44 transactions
Processed in 11.4 s
PDF export ready
Real Revenue
$133.3k
Expenses
$86.5k
< 15s
Average processing time
8
Built-in fraud integrity checks
15+
KPIs computed per statement
100%
Statements processed in isolation
How it works
From PDF to credit decision in 3 steps.
Drop the PDF
Any bank statement from any major institution — single or multi-month. Nothing to configure.
AI analyzes in seconds
Every transaction extracted, classified, and verified. Fraud checks, KPIs, loan positions — all automated.
Decide and export
Review cash flow, fraud score, and qualification result in an interactive dashboard. Export a branded PDF in one click.
Security & Privacy
Bank-grade security, built in from day one.
Bank statements are among the most sensitive data you'll handle. Underwritly treats them with the same rigor as the institutions that issued them.
AES-256 Encryption
In transit (TLS 1.3) and at rest (AES-256). Keys rotate automatically and are never shared across tenants.
Zero Retention
Raw PDFs are deleted immediately after processing. Only derived results are stored — never the source document.
SOC 2 Type II
Security controls, access policies, and incident-response procedures independently audited every year.
Isolated Compute
Each analysis runs in a short-lived sandbox. No shared memory, no cross-tenant data paths.
Role-Based Access
Control who can upload, view, export, or delete. Permissions enforced at the API layer — not just the UI.
Immutable Audit Logs
Every upload, export, login, and config change written to a tamper-proof log. Nothing can be erased.
Stop reviewing statements manually.
Start underwriting at the speed of
AI.
We review bank statements in seconds. Let's tallk.
Free 14-day trial
Setup in under 5 minutes
No credit card required